We plan to take out a personal loan with USAA, but would like to know if we will suffer a penalty if we pay off the loan before the end of the 72 month term. Thanks for your help!


I have had several loans with USAA and have never been penalized for paying it off early.

Because these are personal financial matters and we want you to have the absolute answer - please give a member service representative a call at 800-531-USAA or use the CONTACT US drop down at the top of usaa.com to ask specifically about your account (or loan).  Thank you!