I did finally find this…on the full website, but not on the App. Of course, it is outdated, so useless. The score came from Experian’s FICO 3, not from their supposedly standard FICO 8. The score displayed was from Experian’s data dated July 2022. I receive monthly updates from Experian as USAA initially provided that service until USAA no longer provided it…yet another case of lowering member support. The score on USAA’s page differs greatly from Experian’s score due to that time lag. To be useful in checking credit issues, we still must go to one of the agencies; log on; search for whatever we need; and to keep it updated, we must now pay a monthly service fee. There are some members who don’t think tracking credit scores and credit reports is needed. But not doing so makes us vulnerable to fraudulent acts. In 2021, I found a credit enquiry [hard hit] by the US Small Business Administration [SBA] for a small business loan application: an application I didn’t make. Of course, Experian is my least favorable agency: they lowered my score years ago for not paying my truck loan, which is understandable. But not only did I not have a truck loan, I didn’t have a truck; “my residence” was an address in a city where I didn’t live [then or now]; and the name on the loan was not my name. So I advise other members to check their credit scores and credit reports…with more than just Experian.
