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I went through my Real Estate Agent who hooked me up with Veterans United Home Loans (VAHL) and received a VA Loan in November 2018. Recently, in March 2020 I was approached again with VUHL and was offered a loan REFI for several hundred dollars less which I just closed on this month (6/2020). The best thing was I closed on my first loan while I was on vacation....they never stopped communicating with me the WHOLE TIME and they sent the closing folks on my current loan directly to my house!