Thank you for contacting us on Member Community regarding the hold placed on your deposit. Funds deposited using the Deposit@Home and Deposit@Mobile services aren't subject to the availability requirements of the Federal Reserve Board regulations. We must confirm the funds are available before funding into your account. Please note, holds will apply on money orders as well. I regret we are unable to remove a hold prior to the date provided on the Account Summary page.
For more information on availability of funds, refer to the Remote Capture User Agreement, paragraph 8. You can find the agreement by using keywords "Remote Capture User Agreement" in the search field and selecting the "USAA Letterhead" PDF link.
I regret any inconvenience this may cause. Thank you. - Rhonda