I have only recently started using Mint and Personal Capital for financial aggregation. I understand that USAA and a number of different services use 2-factor authentification. An issue that arises with this is the need for re-connecting to each service with two-factor authentification each time one wants to check the linked service (e.g. Mint or Personal Capital). Some institutions, like Chase, have an API that securely circumvents this authentification to avoid this issue, without having to disable 2-factor authentification. My understanding, based on this USAA post from July 2018, is that USAA would also use such technology.
Is there a timeline of when this will be implemented?
@thejosh, That's a great question. At this time, we don't have a time frame when support will be implemented for these aggregate sites. I have share your inquiry to the appropriate area. - Ben
Point of correction. USAA is using OFX SGML v1.0.2, which was released in 1997.
Forget their two year old promise to implement FDX. Can we just get a more recent version of the old technology to work with? OFX 2.2 was released in 2016 with support for oAuth. And I complained (as have many others) about the lack of updates back in 2018.
I assume this will never be resolved, but I welcome anyone to prove me wrong.