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"I should of never signed off on that" you said it right there.Just pay it off ASAP and be done with it.
Always shop around whenever you are getting a new loan. In recent years USAA's underwriting of loans has been erratic and they do not always give you the best rates. Try the Navy and Pentagon Credit Unions they have very competitive rates.
Calvin R,
I’m sorry to hear about what happened and would like to have a specialist research your situation. Please provide some additional details by clicking here and USAA will contact you soon to get everything straightened out