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I have created a spreadsheet that enables me to track all of my financial tranactions for the current month and as many months in the future as I desire. It is like writing in a checkbook but there is no math involved. Using this spreadsheet, I won $3,000 in a debt payddown contest last year. If interested, email me at [personal info removed] and I will send it to you. Using this, I just caught the cable company increasing my monthly bill without notification - got that cancelled. Once completed you may have stress as to where needed money will come from but with this you will know how much is needed.
Sure, I would love to see your spreadsheet. [personal info removed]
Thanks for suggesting this.
Moderator Note: For the security of your account, this post was edited.
Spreadsheets are really great for a lot of things, I use them a lot. For personal budgeting and expense tracking I suggest you look a a program like Quicken.