I recently deposited my Pell check, the third one thus far, and yet this one is the first to be held! I'm royally upset, and don't understand. When I deposited if Friday evening, the receipt said they were going to hold a certain amount, and the next day when I went to purchase something my card was declined, and the check is on hold till next week! I depend on the extra money for bills, groceries, and gas, and yet I can't do anything. My account is in the negative because of this, and even though it says I have a "current"balance, there's nothing there. I am ready to change banks, and we have been with USAA for years!