Good morning,

I was laid off from my job in 2017 and had no income for about a year. This caused me to go into a lot of debt collections. I have paid all of these off but I don't know how to increase my score. The only credit card I have is my USAA one and I haven't been using it. What, if anything, can I do to better my credit score. I currently have a job with decent pay so paying bills is not an issue anymore.


thanks for any help,




Great question! We invite you to visit our Financial center on We have experts who can assist you further with helping to restore your credit.  Please click on this link https://   Hope this helps.  ~JM