You would think, especially in this age of severe storms and increasing crime rates, that the protections a garage affords insured vehicles would count for something. Not with USAA. Competitors offer garage discounts. Very disappointed with USAA today.


Hi Joatnm,

I have asked an expert about a garage discount and will get back with you when I have an answer! Thank you for posting!

Most insurance companies do not provide a discount if you have garage.  Mostly because they have no way to ensure you will use it. 


The smart thing to do is compare your insurance coverage and rates and go with the insurance that best supports your needs.


Does a garage cut your insurance rates?