USAA now carries AMEX as well as MasterCard in the EMV format, but still no word on VISA. I've called several times since EMV notifications went out in late 2013 and the answer is always the same: there are plans to have VISA EMV cards, but no release timeframe. I assume a VISA release will occur prior to the liability shift in October 2015, but a specific timeframe would be useful. I love USAA, but keeping its members in the dark regarding the EMV switch is shockingly uncharacteristic. Please help.