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ADF1, Thank you for your post. Great question. If the check is payable to you AND your spouse, you both need to endorse the back of the check prior to deposit. If the deposit is made out to you OR your spouse, then only one endorsement is needed. You may then deposit the check as normal using the Deposit@Home feature.
Please let us know if you have any other questions. We are always happy to help. ~Jen