Yep, page 20 of the Depository Agreement and Disclosures states:
Longer Delays May Apply
Generally, if the funds from your deposit will be available later than the times shown above, FSB will notify you at
the time you make your deposit and will tell you when the funds will be available. If your deposit is not made
directly to a FSB employee or if FSB decides to take this action after you have left FSB ’s office, FSB will send
notice no later than the business day after the day of deposit.
For deposits made by check, availability of the funds may be delayed for a longer period under the following
• FSB believes a check you deposited will not be paid.
• You deposited more than $5,000 on any one business day into all of your accounts.
• You redeposit a check that has been returned unpaid.
• One or more of your accounts has been overdrawn repeatedly in the last six months.
• There is an emergency, such as failure of computer or communications equipment.
FSB will notify you if FSB delays your ability to withdraw funds for any of these reasons and will tell you when
the funds will be available. Funds will generally be available no later than the seventh business day after the
day of your deposit.
This is pretty much standard for all banks. Keep in mind that your account management history can be reported and obtained by any bank (usually through the Chex system), so you might want to check that the other bank will let you open an account first.