I was told you can't deposit the check at UPS if it is over 20k, Per customer service. Customer service wanted me to use certified mail. Certified mail is horrible, takes a long time and costs money. Signature Guarantees require an account with another financial institution. Seems lame to use another institutions services to give USAA your money. I feel like there needs to be a better way to deposit larger checks. (Perhaps a credit union alliance of some sort?)
Thank you for your comment regarding large deposits. It may be best to speak with a service specialist in order to address your concern. You can reach a specialist by clicking here or by telephone at 1-800-531-8722.
Followed your request to call customer service a second time. Was told there is no limit to dollar amounts on deposits. In fact, 2nd customer service representative said they preferred UPS deposit versus mail. So, things have changed and I am much happier with my second go around.