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Contributor
How much can a credit score rise if you've made on time payments for a year straight on an auto loan and pay off a $3,200 credit card in 6 months?

2 REPLIES

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I think it all goes on your debt to income.
I also think if your card was maxed and its your only credit card and it's paid off and any other credit cards are paid off you should be looking at high 6s or low 7s
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https://www.creditkarma.com/article/credit-score-factors

 

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