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Thank you for your post, Jay808! That's great to see that you're working on improving your credit score. USAA does not have licensed credit advisers, so unfortunately, we are unable to provide a specific plan for you. However, while you're on our website, you can go to the Advice tab for several different articles and infographics that may be able to help you further. We also offer financial advice by calling 1-800-531-8722; our advisors can discuss your financial goals and help you plan to meet those goals. We look forward to hearing from you! Thank you for your membership and service. -Meredith
HI Jay808,
I recommend you reach out to our Financial Improvement Team 1800-531-USAA(8722) extension 2-4483. This team concentrates on member assistance related to: debt management, budgeting and building/maintaining credit.
Best of luck on your credit rebuilding!
You should think about applying for the USAA secured credit cards. I have both of them and they are helping improve my credit score.