Can you explain why USAA’s/Experian’s CreditCheck Monitoring Premium service provides a credit calculator that reduces the potential credit score when the balance of open credit cards is decreased?


Example = starting score 750, decrease CC balance from $2000-3999 option to Less than $500 option.

New score = 708, 42 point drop.


This is completely misleading your members/customers!


Hi Navy78240,

I am asking an expert to help me answer your question, I will post when I have an update! Thank you for posting here int he community!