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Frequent Contributor

Has anyone figured out what the difference is between the USAA Cash Rewards World Mastercard and the USAA Preferred Cash Rewards World Mastercard? Aside from the color of the card (black vs blue), and the fact that the "Preferred" card has a higher floor APR on balances, I can't see what the difference is.

2 REPLIES

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Difference is in the amount of cash back.

 

USAA Cash Rewards World Mastercard - Earn up to 1.25%

 

USAA Preferred Cash Rewards World Mastercard - Earn 1,5%

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Ahh - OK. If you never carry a balance, the Preferred card would be the better deal.