ATM daily limit raise

[marykrhodes]

Hi
I was told I could raise my daily ATM limit online but I can't find it. Please advise.

[Sunnypies]

Just open the USAA mobile app on phone and push "Help" then type in the question "How do  I raise the ATM withdrawal limit?"  Then following the promptings to raise it.  It was simple for me when I tried it.

[Roaddogmike]

I Want raise my atm limit

[USAA Social Service · Accepted solution]

@Roaddogmike I'll be happy to help with instructions on that! To increase your limits online, please go to the account that you need the increase on, scroll all the way down to the bottom of the page. Under the heading ATM/Debit Card, select the option to 'Change Card Limits'. This will allow you to adjust the card limits for 24 hours. Please let me know if I can be of further assistance ~Michelle 

[Fat9]

Well....this is true if you are not overseas. It is nearly impossible since it requires you receiving a text with a passcode.  In many deployment locations you dont have access to a cell with text and USAA does not offer another option for verification - so, not deployment friendly at all.

[USAA Social Service]

I appreciate you reaching out, @Fat9 - If you're not able to receive the text passcode via mobile, please initiate a secured chat to get your limits increased. To initiate the secured chat, please click the Ask USAA link in the upper right corner of your Account Summary page. - Cathleen

[Joe339]

Increase my limit

[USAA Social Service]

Hi Joe339 - To increase your limits online, please go to your account, then scroll all the way down to the bottom of the page. Under the heading ATM/Debit Card, select the option to Change Card Limits. This will allow you to adjust the card limits for 24 hours. If you want to request a permanent change, please send us a secured email with the last 4 digits of your card number, the last 4 digits of your account number, the amount you want to reflect on the card, and specify this is a permanent change. To send the secured email - click on the envelope next to your name, and select Message USAA from the right hand side of the page.

[anthg]

I am buying a car tomorrow.  I have part of this paid with a USAA loan and the rest was going to be my own money, cash.

I was told I could hand over the ETF document to the dealer and then use myd ebit card to pay the rest.  All I have to do go online and raise my limit for 48 hours.  But I'm only allowed to raise the limit to $5000 and I'm going to have to pay at least $[removed sensitive data] cash on the balance.

I told the rep I talked to yesterday i needed to pay at least $10k on the balance, so what's the deal?  Why can't I raise my limit to what i need it to be?  Very inconvenient.

[USAA Social Service]

@anthg, Congratulations on your purchase of a car! We'd be happy to review your account for a debit card limit increase. For the proposed limit, we will need to speak with you. Please call us at 210-531-8722. You can reach us tonight until 10:00 p.m. CT or tomorrow starting at 6:30 a.m. CT. 

[Garebear1]

The only solution is to switch banks, USAA is awful.

[USAA Social Service]

Garebear1, sorry to hear you feel this way. Please let us know how we can help. Thank you. -Cynthia

[Gus USAA]

Dshepley,

Thank you for posting in the community. We appreciate you sharing this with our members.

Thank you for being a valued USAA member.

[Dshepley]

1. Click on Account you want to raise

2. On right hand side of page, select (+) next to I want to

3. Select More Services

4. Under ATM/Debit Card Select Chagne Card Limits.

5. Enter your phone number to receive a temporary pin

6. Enter the pin

7. Change the daily amount and Accept

[AaronO]

Raise the limit before you leave the country.  They want to send a confirmation to your American phone.

[My_Avatar_Is_Orange]

THIS IS THE ACTUAL ANSWER.  Thank you very much!

[FazendaIsabel]

Excellent! Many thanks!

[joecross98]

Agreed.  The only reasonable way to get money in eastern europe is via ATM.  Lived here for years and I'm walking around with cash in my pocket right now.  I only have a mag strip card - never bothered with the chip thing.  Some ATMs have different limits, some only allow you to withdraw in local currency (many Russian ATMs give US dollars ironically), but the VAST majority of european ATMs work just fine with our old mag strip technology.

[tykim]

I am in the Dominican Republic now.  I just changed my DEBIT CARD ATM Withdrawal limit (which was set at the default limit of $610) online.

Go to your Savings or Checking Account

In a block on the right side of your computer screen, labeled I WANT TO

go to the bottom of the block and click on MORE SERVICES

At the next page, click on ATM/DEBIT CARD

click on CHANGE CARD LIMITS

I increased my daily ATM withdrawal limit to $1500; you can set a much higher limit.

NOTE: your online change is NOT effective immediately.  It is effective the next day.

Also note that once you make a ATM limit change, you cannot make another change online for at least seven days.

[Gaia]

doesnt work... takes me to a page that says i have to call c/s

[USAA Social Service]

I'm sorry to hear that you weren't able to complete the limit increase online, @Gaia. You can initiate a live, secured chat with us to get this completed. Simply click on your account, then click the Ask USAA link at to the top of the page, on the right hand side. Please don't hesitate to reach out if you have any other questions or concerns. - Cathleen