@Roaddogmike I'll be happy to help with instructions on that! To increase your limits online, please go to the account that you need the increase on, scroll all the way down to the bottom of the page. Under the heading ATM/Debit Card, select the option to 'Change Card Limits'. This will allow you to adjust the card limits for 24 hours. Please let me know if I can be of further assistance ~Michelle
Here is how to raise your ATM Daily Withdrawal / Purchasing Limit extracted from USAA FEDERAL SAVINGS BANK AGREEMENTS AND DISCLOSURES (PDF) found here.
3. Daily Withdrawal/Purchasing Limit.
The following daily withdrawal/purchasing limits will apply:
To request a change to your daily withdrawal limit, you may contact USAA Federal Savings Bank by telephone during our normal business hours. You may request either a temporary or permanent change to your daily withdrawal limit, which is subject to approval. A request for a permanent change must be submitted in writing and may be faxed. Such modification shall be effective no later than 10 days following receipt by us, provided the request is approved. In no event will your daily withdrawal limit be less than $50.
Hope this helps.
My Son (whom travels internationally for work) found this out the hard way.
The MAIN PROBLEM with Overseas ATMs is that they need Chip and PIN Cards.
HERE IS SOME HELP:
I hope I have helped...
I live overseas and have for years. I can assure you that you can use US ATM cards pretty much anywhere. When you go to a bank, though, they have local and global ATMs. If you put your ATM card in a local machine, it won't work. You must check that the machine says "Global", "International", or something similar. Look for the Cirrus, MasterCard, etc... symbols, too.
I take money out regularly in Germany, Czech and Austria and have done so in Korea and Japan within the last two years, too. It has never been an issue if using a global ATM.
Welcome to the USAA Member Community Forum.
Thank-you for your service.
Now as for your posts.
I stand CORRECTED!
Great info on the use of "Global" or "International" ATM's.
Thank you for participating in the USAA Member Community Forum.
I was also told at the USAA office (last Friday) that you could manage (change) your ATM withdrawel limits via mobil media. However, I have been unable to find this feature on my ipad or even on the regular website. Would like a USAA associate to post where this link is so that others can do this without calling the 800 number etc. Thank you!!