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Good afternoon @Sniggler, we appreciate your interest in opening an account for your granddaughter. USAA products are available to military members, veterans who have an Honorable discharge and their eligible family members. These groups include: • Active, retired, separated officers and enlisted personnel of the U.S. military. • Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS). • Adult children of USAA members who have established membership • Widows and widowers of USAA members who have or had a USAA auto or property insurance policy. • Former USAA Property & Casualty members. If you have additional eligibility questions please contact us at 1-210-531-8722 Monday through Friday All Continental U.S. Time Zones: 6:30 a.m. – 8 p.m. CT, Saturday All Continental U.S. Time Zones: 6:30 a.m. – 7 p.m. CT and Sunday All Continental U.S. Time Zones: 9 a.m. - 7:30 p.m. Thank you for allowing me to clarify our eligibility requirements. -Emily