Daily Finances

Managing debt, building credit, budgeting, and saving
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We currently owe a couple thousand on credit cards, but the interest is killing us. We both have credit scores in the 700's, but we have been unable to take out a loan with a lower interest rate to help pay them off. what is the best way to get credit debt paid off?
We live paycheck to paycheck. We do not have any debt but we can not save any money. We are a family of 4. Should three hundred a week be enough for food and misc? (not including any bills) I keep track of every penny but the money just goes. I feel like we should be able to save but I cant figure i...
What kind of loan will help me consolidate all of my debt?
I've unfortunately have gotten into a large credit card debt situation. I am not behind but I want to find a way to be able to pay them off and if possible save on my monthly payments that I am paying to each of them separately.
In May of this year I graduate and Commission as a 2nd Lieutenant. Having college debt and multiple loans, as well needing a more reliable vehicle after graduation, I wanted to know if it would be a smarter move to do one of the following: take out the USAA starter loan for Officers, get what I need...
how do I check credit score without hurting credit rating?
I have started to pay off all my debit (credit card, student loans and car payment totaling about $24,000). I used the debit manager tool online and found it very helpful. I'm wondering if it makes more sense to take a personal loan out to pay off everything or if I should stick to the debit manager...
Two sets of grandparents have set-up 529 college plans for my two young children. Should my husband and I set-up a third 529 plan for each of them (we're not interested in setting-up another type of fund), or should we simply make monthly deposits into one of the already established accounts? Pros/c...
Is there a negative impact to subscribing to the CreditCheck® & ID Monitor program with USAA? It is the same as having a credit check? It is my understanding that checking your credit score often can drop your credit score.
I'm currently 23 years old as an O-1 in the Army. I'm all about retirement and saving as much as I can for my Wife and I's future. Unfortunately, a lot of our income goes to paying off debt. Combined we have over $100,000 in debt (school loans and car loan). I was contributing to my Roth IRA and Rot...