Daily Finances

Managing debt, building credit, budgeting, and saving
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Recent Daily Finances Conversations

I am turning 50 in a month and have no savings or investments, due to injuries I suffered on my last tour in Iraq and the ensuing fight between the military and my civilian job to pay me while recovering. As a result I went without pay for several years and burned through our savings and investments...
We currently owe a couple thousand on credit cards, but the interest is killing us. We both have credit scores in the 700's, but we have been unable to take out a loan with a lower interest rate to help pay them off. what is the best way to get credit debt paid off?
Currently my wife and I both put 15% into a 401K with about 30 more years to retirement at 67. We have no major debt except a mortgage. Should we put more into our 401Ks, should we pay down our mortgage or should we start a 529 for our 2 kids college (oldest is 2.5 years)?
We live paycheck to paycheck. We do not have any debt but we can not save any money. We are a family of 4. Should three hundred a week be enough for food and misc? (not including any bills) I keep track of every penny but the money just goes. I feel like we should be able to save but I cant figure i...
My husband and I need to clean up our credit reports. There are things on there that have been paid off for about two years that are still negatively affecting our credit scores. Does USAA assist with cleaning up credit reports if not any advice on what we should do? Thank you,
Is it better to pay off credit card debt with a debt consolidation loan or gradually over two years?
How do I get a copy of my credit report?
What kind of loan will help me consolidate all of my debt?
Is it better to leave a balance on a credit card (below 30% of the credit card limit) or have it paid off every month?
I've unfortunately have gotten into a large credit card debt situation. I am not behind but I want to find a way to be able to pay them off and if possible save on my monthly payments that I am paying to each of them separately.