Daily Finances

Managing debt, building credit, budgeting, and saving
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Recent Daily Finances Conversations

I've unfortunately have gotten into a large credit card debt situation. I am not behind but I want to find a way to be able to pay them off and if possible save on my monthly payments that I am paying to each of them separately.
In May of this year I graduate and Commission as a 2nd Lieutenant. Having college debt and multiple loans, as well needing a more reliable vehicle after graduation, I wanted to know if it would be a smarter move to do one of the following: take out the USAA starter loan for Officers, get what I need...
how do I check credit score without hurting credit rating?
I owe about $19,000 to USAA on my home and have about $90,000 in combined USAA savings, checking, and investment accounts. I have other retirement accounts as well as monthly income from Social Security and retirement income. My home is worth about $350,000. What would be the pros and cons of using ...
I'm curious about debt consolidation. I have cut up credit cards to help me stop using them. But I feel like I'm not making any progress on paying stuff off. Between my personal loan and credit cards I'm paying so much a month and I cannot afford to pay extra on a card to pay anything off faster. I ...
I think a family member may be using my minor child's information to obtain credit. How can I determine if any lines have credit have been taken out in her name.
Thank you for answering my question in a timely manner Sir. I had to ask because I had called in to discuss and the person I was speaking to on the phone stated it was for commissioning officers only. What sort of verification is required? Is the official selection message enough documentation in or...
Is it a good idea to use a home equity line to shift credit card debt to a low interest account?
I am interested in rebuilding my credit. What do you recommend as far as obtaining credit cards?
Hi Mikel, Thanks for the good advice regarding the Equifax data breach. Perhaps there is one footnote. When I began the process of signing up for the free one year credit monitoring from Equifax I noticed that in order to get the service you must give up your right to sue or to participate in any cl...