Hi Mikel, Thanks for the good advice regarding the Equifax data breach. Perhaps there is one footnote. When I began the process of signing up for the free one year credit monitoring from Equifax I noticed that in order to get the service you must give up your right to sue or to participate in any class action suit. Not necessarily a show-stopper, but you might want to consider it before you enroll.
Unfortunately, we cannot answer questions about the terms and conditions of a product offered by Equifax.
USAA offers a free option and paid options for credit monitoring through Experian, that members can also utilize.
We appreciate your membership and thank you for raising this question.