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In May of this year I graduate and Commission as a 2nd Lieutenant. Having college debt and multiple loans, as well needing a more reliable vehicle after graduation, I wanted to know if it would be a smarter move to do one of the following: take out the USAA starter loan for Officers, get what I need and sort of consolidate some of my debt or try to for anything as much as I can in cash and worry about the college loan payments as I start getting active duty pay. I'll have around $20k + in debt upon graduation so I wouldn't use the entire loan solely for that purpose.

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