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Contributor

so ive gotten quotes about my home and auto insurance with usaa. I need an auto loan and wanted to know if anyone else has been able to secure a auto loan with USAA after a chapter 13 discharge. Mine was discharged 7 months ago. my fico scores are all in the "good range" now and have had a solid payment history with out mortgage co and the 1 credit card i own.

 

anyone else have some sucess stories or negative stories

1 REPLY

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No don't even try it doesn't matter if your in the so called good range you'll get denied. I'm speaking from experience after filing a chap 7. I've been working on my credit for the past year and I tried to refinance a high interest loan and was denied. Don't put an inquiry on your report