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i drive my car once a week just to get the motor running. Shouldn't I have a low premium? I pay $500/yr

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@sbalty, great question!  If you are finding yourself driving less these days and will continue that throughout the year, you may be able to see some additional savings.  I certainly get you on asking us and we'd love to help review your coverage/policy to help verify any additional savings and discounts by calling us or chatting with us online.  Have you done an insurance review lately? ~ Marco