Car Discussion Forum

Discuss topics related to buying or selling a car. Share ideas and opinions on automobile ownership, favorite vehicles, and the process of buying/selling a car.

Recent Car Conversations

what are your auto rates on a new car
I just bought a car with a loan. Can I apply a payment to the loan to lower the payment without refinancing fees? TIA,Jeff
It used to be a member could get a certificate emailed to them for a Bonus Cash discount.For example, RAM currently offers $1000 Bonus certificate and has for some time now. Supposedly you do the following1. Select Manufacturer Choose from any of the discounts listed on the car buying page2. Activat...
I can tell you that the shine is definitely off the Apple with USAA after 35 years. My vehicle was a total loss in mid September. I looked to USAA to help me finance another vehicle. I was turned down in less than 30 seconds by their computer algorithm. This is despite not having had any late paymen...
This may have been asked in a different way, but we are considering renting a car in the USA and driving into Canada to meet some family. If we rent from a participating agency, is there anything different about coverage to consider? Thanks.
I just discovered my insurance has been cancelled due to non-payment. I was set up on a payment plan and was informed that I missed a payment. However, according to the notes in my book, I paid before the due date.If my insurnace had been cancelled prior to the date of the payment I made, what happe...
I have had USAA for 18 years and tomorrow I will be leaving as I will be saving $600 every 6 months with a top 4 insurance provider with same or better coverage options and lower deductibles. It is a sad day when I have to leave but my business isn’t for life because you made a commercial to convinc...
Worst experience EVER!! First of all, I started using USAA's car buying servicer in 2010. Before that i was using the Costco program. Since 2010 I have made a few new car purchases with USAA's program and it was the best experience i have ever had. You would go on the website, build the exact car yo...
Does anyone know of a good used car warranty company?
USAA CEO all the way down the chain of command refuses to do a vehicle replacement on my truck even though they can't figure out the electrical issues. I'm forced to drive around my truck with my airbag or seatbelt not operational. The truck has been in four different accidents within less than a ye...
Day 16 called my adjuster, got a message. Called San Antonio got told that “mondays were a busy day“ he probably would not be able to call me back. Wow, really?
I am trying to apply for an auto loan online. I input my income, but when I review, it shows an incorrect income. How do I change this?
I dropped my car insurance because I received a better rate. I have never been late with a payment. I do not owe USAA any more payments, they owe me. I am do a refund from USAA and its going to take them 3 months to pay me. Why?
I recently called in to explore payment arrangements on my insurance premium, and to avoid any issues with cancellation. I was advised that I could pay approximately $500 to avoid cancellation, and scheduled a payment later that same day. Apparently, the amount that was paid was a few dollars short ...
Will USAA finance a buyback/Lemon car? If yes, are the rates the same as for similar cars with clear title? How can I come up with a reasonable value on a buyback/lemon car? Kelly Bluebook, NADA, et al have values for clear title cars. I've seen a couple comments on line that suggest 15 - 20% below ...
My vehicle has been in four accidents within less than a year. Safety features keep failing on my truck. Right now I'm driving with no airbag or seat belt sensors. USAA is completely aware of the situation. Management refuses to reach out to me knowing it's a urgent matter. Right now, I have no othe...
So I came back to USAA after going to another company with better rates, but I had a good experience with them so picked them up again when I bought a new car. On the phone when I set the insurance up the agent told me I was covered from the time of the phone call, even though on paper it says midni...
What does accident forgiveness actually mean? Does that mean if you report an accident and file a claim that your premiums will not increase?
How do I look up my current auto loan interest rate?
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