USAA Auto loan denied: couldn't see credit report

[TheDogFather]

My request for an Auto loan was denied because USAA couldn't see my credit report.  (that's what the loan disclosure thingy said)

How can I work with USAA to either provide them the credit report, or ensure that USAA can request one for consideration?

[USAA Social Service]

Hello @TheDogFather and thank you for reaching out to us. I'm sorry to hear the loan was denied. So we can look into this further for you please call our lending solutions department so a specialist can review this.  Our auto loan department is available Monday - Friday from 5 a.m. - 12 a.m. CT, Saturday 6 a.m. - 10 p.m. CT, and Sunday 8 a.m. - 6 p.m. CT. Thank you. ~Sarah 

[Renegade1968]

Suggestion: enroll in the free section of Experian. You can see one of your scores there and what contributes to it. However, it's only one of about 4 types as there is one score banks use, and others for mortgage lenders use, and credit card issuers use as well. If you pay a relatively small fee for the month, more info is available. In addition you are entitled to one free report a year which you can find through Google. Full disclosure--I'm not affiliated in any way with any credit or other similar entities.  Just a retired Navy guy.

[USAA Social Service]

Excellent suggestions @Renegade1968! You are entitled to two free credit reports each year (once every six months). You can obtain all three by going to annualcreditreport.com. I hope this is helpful, have a good night! -Emily 

[Disappointed totally]

The company is a mess. I was told I could not apply for a mortgage because I was self employed.