I am contempting on purchaseing or upgrading to a current year 2014 and trading in my existing 2010.  My remaining balance is $22K which is an upside down loan with a $2K loss.  The dealer is offering an incentive of $2K that will expire within the next two days.    Please advise.




Due to the nature of your question and the additional personal details an answer would require, I encourage you to call a member service representative at 1-800-531-USAA (8722). They will be the most equipped to help you decide whether to upgrade your current vehicle.


Thank you!