When one has a lot of cars, mostly older that have very low monetary value, am I being charged to change then vehicle before the policy end date?


Hi, @Sako. Thank you for bringing your inquiry to the USAA Community. In general terms, there isn't a specific surcharge or fee for changing vehicles before a policy term ends, however, it's possible that premiums could differ between specific vehicles that you are replacing, depending on factors like the age, make, model, usage, coverage, and so forth. Please, feel free to review your personal situation with us via chat by logging onto or the mobile app and clicking on the "Help" tab. We will be glad to go over everything with you. :) ~ Steven