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Regular Contributor
i want to refinance my car and go through usaa, but before I make a hard inquiry on my credit. Does anyone know of the the lowest or average credit score they approve?

2 REPLIES

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from those I have spoken with and also from past personal experience, you're probably going to need a FICO in the upper 700's at the least.  We've purchased a home and auto at very competitive rates but we learned early on to seek financing elsewhere, at least until we can earn a much better credit score.

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