i want to refinance my car and go through usaa, but before I make a hard inquiry on my credit. Does anyone know of the the lowest or average credit score they approve?


from those I have spoken with and also from past personal experience, you're probably going to need a FICO in the upper 700's at the least.  We've purchased a home and auto at very competitive rates but we learned early on to seek financing elsewhere, at least until we can earn a much better credit score.