I purchased my first ever car, a brand new Subaru Crosstrek. I got my loan through USAA at about the interest rate I expected at 72 months. It's been about five months of ownership. I had credit before the car, just no auto loans. I can refi my car now, and I expect to be able to halve my interest rate. Can I keep my loan with USAA? I can afford to drop to 60 or 48 months, I only took 72 since the rate was the same and if I wanted to make a smaller payment I could. I put about 8k down and pay off 150-300 extra every month so I'm not upside down. Just want to lower my rate.


@Anonymoose, we can certainly refinance your loan with us.  We wouldn't know the terms of your new loan until the application was completed and your credit ran. However, I recommend to call us at  210-531-8722, extension 78612 to complete the refinance application. You may also decide to keep the loan as is; we are happy to help see what your options are.  Our loan specialists are available Monday through Friday from 6:30 a.m. until 10:00 p.m. CT and Saturday from 8:00 a.m. until 6:00 p.m CT.  ~JM

I currently have a loan on my 2016 Camaro with Capital One- It will be 2 years May 30, 2018.  My  Outstanding loan balance is $18,997.78.  I have automatic withdrawals bi-monthly but am looking to lower my interest rate.  Please contact me with any additional information you may require.  I bank through you and also have all cars insured through you as well.  I have been with my current employer for 10 years.


Thank you for your time.

@OleBitty, When it comes to loans you can either go to to start the loan process or call us @ 1-210-531-8722. We would love the opportunity to review and see if we can assist. You will probably just want to have the information about the vehicle ready. Thank you for the inquiry. ~ Suzy