My premium has increased by 23 percent over the past year.  I have had no claims.  USAA keeps saying that it is due to increased reports of accidents in my area.  Nothing to do with me.


Then I read on the boards that USAA is doing this nationwide.  


Greed is the real reason.  I'm shopping.  


Hi Hawkman1, thank you for reaching out to us regarding your premium. Please know, prior to each renewal we do review the loss history in a particular area and this can impact the rates of that area. We also do take into consideration claims and driving history of each member and this also helps us determine a premium. While we don't like your members to feel like this or consider another insurance company, please know we are to help in any way we can. If you have further questions, please let me know. Thank you! -Marisa