Have USAA insurance. My car has been hit twice while parked and was no fault of mine. Wil my rates rise if there are no fault claims. The other insurance company paid back the claim amounts.
Great question, @Maevec! I will have your information submitted to an insurance specialist and they will follow up with you after reviewing. ~ Samantha
@Maevec I have sent you a PM to help with your question. ~ Joseph