over the past 10 years Usaa has missed out on a total of (not joking) 10 vehicle purchases. Between our kids and ourselves. In the past we would never have considered purchasing a car without them but unfortunately their finance rates were beaten every single time. We also used a different lender when we purchased our home. Take note - usaa does not give you back $ at a home closing from the bottom of their heart. 30-38 percent of the realtors assigned through usaa commission is given back to usaa for that lead. Even if the realtor generates the lead on behalf of the customer - a large chunk of change still comes from them - your realtor is giving up their income so you can have your money back at closing. The rest is pocketed by usaa
