Is USAA being run as big business or a co-op? Not pleased auto/home/umbrella are now 14% higher than Allstate in Colorado. Yes climate change is real, just look at hail/tornado/hurricane claims, up a lot every year. However, look at the fianancials if you are a nerd like me. Pretty cushy.
Nightmare scenario - a move to take USAA private and take the cash with it. Stranger things have happened. Bankrupt Sears now claiming hedge-fund Eddie Lampert stripped out $2 billion while pretending to be saving the company. This is YOUR money, folks.