How to purchase a currently financed 2019 vehicle from a sibling

My sister purchased a new 2019 Explorer at a dealership with financing over the next five years. We discussed it and it is better suited for me and she offered to sell it to me. I would like to purchase the vehicle or have my business purchase the vehicle. How do we begin this process? And would USAA offer the kind of lending I would need? I love working with USAA and would be excited to acquire this vehicle with there help.


Lee2400 -I will engage a specialist to address this. Thanks for reaching out. - Jason

Hello and thank you for your interest in an auto loan with USAA! I'm glad to hear that the Ford Explorer would work out better for you. I would love to provide you some additional information that you'll need to obtain from your sister. My first recommendation is to ask her to obtain the following information from her current lien holder: 

10 Day Loan Payoff Balance; Year, Make, Model and Series; Seller's Name, Address and Phone Number. Once you have that information, and in order to see if you qualify for financing, you will need to either apply online or over the phone. If you wish to apply online, simply go to products, then choose auto loans, then apply now using the payoff quote provided from your sister. If you wish to apply over the phone, you may reach us at at 1-800-531-8722 or 210-531-8722 or #8722 from a mobile device. Our normal business hours are Monday - Friday 5:00 a.m. to 12:00 a.m. CT; Saturday 6:00 a.m. to 10:00 p.m. CT and Sunday 8:00 a.m. to 6 p.m. CT.

Thank you for your interest in a loan with USAA! I have sent you a private message with some additional information you'll need in purchasing the 2019 Explorer. We look forward to hearing from you soon!