Seriously I have always used USAA for car loans... always made payments and even paid off loans on time and early!!!!! My last car had % rate of 3.75% with a loan amount higher then what Im asking for this new car.  You seriously going to give me a % rate of 5.95% after your so called discounts for auto pay and car buying service .  That is crazy!!!!!!  Not sure Ill be giving USAA my business.  Absalutly CRAZY!!!!


Thank you for sharing your concerns with us today @Phill01. Please know USAA is constantly monitoring the market to ensure we are offering our most competitive rates. I will share your feedback regarding this experience and appreciate you taking the time to reach out to us today. -Emily

Go to your local credit union. Usually offer the best rates.