Great questions @HopperApril! If you have a US based policy, then the policy does not provide any coverage. If you have a credit card, the card may provide coverage if it is used to pay for the rental. For more information on coverage with a credit card, you will need to contact the specific creditor or rental agency to determine what coverage are available. Hope I was able to answer your question, if you have any other concerns or questions, please don't hesitate to reach back out to us. ~ Marco
