I recently applied within minutes on line for a car loan with USAA and I could not be happier! I received an excellent rate and walked into a car dealership a few hours after my loan was approved online with full confidence and negotiating power!! The car salesmen could not believe the rate I received (1.89%) to purchase a 2020 used vehicle and it truly took them off guard that I was so prepared. They could not come close to this rate with their in house financing. I highly encourage you to explore a car loan with USAA before purchasing your next vehicle. It gave me a serious leg up on my recent car purchase and I could not be more pleased . Thank you.