Thank you for posting in the community. Have you spoken to someone in our bank about your current situation with bankruptcy? When my husband and I filed a few years ago, we knew that it would diminish the chances of refinancing our car loan with USAA. They did however help us to re-establish our credit, and a couple of years later we were able to refinance with them. This is just my own personal experience, I know each situation is different.
I would suggest you call 1-800-771-9960 and ask what options are available to you.
Hope this is helpful - thank you for posting in the community. Best of luck!
As a USAA member you should feel releived that USAA does not offer subprime auto loans. Auto loans top $1 trillion dollars and deliquency rates are rising according to USA Today. It is a huge financial risk for banks and credit unions. Eventually the banks issuing these loans are going to have to pay and the people who lose are the account holders and tax payers.