Hi, ledded. We are more than happy to review your policy and see if there is a savings available for you. To review the details of your auto policy and question we will need to proceed over our online chat or phone since the specific details cannot be discussed via this social channel. To reach a online chat representative please log in your account and go to the specific insurance product page > Contact USAA; however, if this option is not available we would need to speak with you over the phone. A representative can be reached by phone at 1-800-531-8722 (USAA) or #8722 (USAA) from a cell phone. Thank you for your membership.