We just refinanced our home in the last month due to the low interest rates (COVID 19). 

We may also be looking for a car due to the low car prices. How would this affect our credit score? We have good credit currently. Should we wait until next year to purchase so our credit doesnt take a huge hit? 


Thank you! 


Hello @Finn15, thank you for reaching out. USAA representatives are not credit advisors. Therefore, we're not permitted to provide advice about credit scores. For credit advice, I recommend speaking with one of the credit bureaus directly. We do offer a Advice Center on usaa.com. You can try to look here to see if these may help. -Colleen