Will USAA finance a buyback/Lemon car?  If yes, are the rates the same as for similar cars with clear title?


How can I come up with a reasonable value on a buyback/lemon car?  Kelly Bluebook, NADA, et al have values for clear title cars.  I've seen a couple comments on line that suggest 15 - 20% below the same car with a clear title.  I'm looking at a lemon car and asked the dealer to provide me a copy of the buyback/repair report I saw. The report should help with determining the value.


Any inputs are appreciated.


@Bud46, thank you for reaching out. Our auto loan specialists are best equipped to handle your inquiries. You can reach them by calling 210-531-8722. Our team that handles new loans is available during these hours:


Monday through Friday from 5:00 a.m. until midnight CT

Saturday from 6:00 a.m. until 10:00 p.m. CT

Sunday from 8:00 a.m. until 6:00 p.m. CT