I have a general question. Do I have to wait a full year of car payments before I refinance my auto loan. If not would it give me a lower payment if I did wait a full year. Also, if the first two months of owning the car I didn't have to make a payment would the year start from the first payment date or from the original loan date. Thank you 


Hi jloyd,

I have asked an auto expert and will get back to you when I get an answer.  If you would like a more immediate response, feel free to call us at 1-800-531-USAA (8722) (when prompted say "Auto Loan" to speak to the auto department). Thanks for commenting!


Thank you!