I think it is absolutely ridiculous and highway robbery that my auto insurance can double from a speeding ticket that occured almost TWO YEARS prior to the increase!!!! My first ticket in well over a decade, was a small ticket and the actual ticketing occured nine months prior to USAA even "learning" of it, and then a year and half before the ridiculously huge increase in the premium AND this will stay on my insurance for 3 years!!!! One stupid ticket in well over a decade and I'll have to pay for it for five years after it actually happened, was over and paid for. >:(
