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Contributor
I am wondering if I can re-finance my car loan through USAA and if so, what information do I need to do so? Thanks!

7 REPLIES

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Hi Rkeeley6945,

Yes! You can refinance your car loan through USAA. This page here gives some information about USAA's auto loans. You will need information about your current loan as well as your vehicle's information - including the car's year, make, model and VIN found on your dashboard or registration. You can get more personalized information about what you need and get your questions answered by a specialist by calling 1-800-531-USAA (8722) (when prompted say "Auto Loan" to speak to the auto department). Thank you for posting!

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Have friend who has a automobile title loan on a 7 year old car. Can she refinance with a USAA loan?

Hi Minot!

Short answer; USAA does offer refinancing! In order to answer specifically for your friend, we would need some more information. We encourage your friend to call a specialist at 1-800-531-USAA (8722) (when prompted say "Auto Loan" to speak to the auto department). Thanks for commenting!

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I was just told by a USAA rep that I cannot refi a car I bought with cash. That is would be required to take out a personal loan if I wanted to pay myself back for the car. Is this accurate? A credit union I belong to has a different policy and the rate is 25 basis points lower however I wanted to keep these types of banking activities all with USAA. Thank you and HNY
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Hi IU89,

I have asked an auto expert to double check if this is the case and will get back to you when I get an answer.  If you would like a more immediate response, feel free to call us at 1-800-531-USAA (8722) (when prompted say "Auto Loan" to speak to the auto department). Thanks for commenting!

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I'm wanting to do the same thing, refi a vehicle I paid cash for, did you ever get this done through USAA?

Thanks,

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    I have an auto loan with NFCU 2 more years to pay off, The payoff balance as of this date is 20k interest  1.9 % at 620 p/mo . My main intention is to kill 2 birds in 1 stone meaning if USAA is able to refinance and lower the monthly payments no cash back .....Then I will submit my application for the life insurance coveraeg at 88.00 p/mo for 350K I have been conversing with a life insurance ageant with USAA as well so the ball is in your court make it happen....I have been a member for approx 12 years and my auto renters and locked in also, So minus well BUNDLE the whole issues..... Good Luck 619 3707731 Ask for Dean