I have not had an accident or been ticketed for speeding for four years now, and there has not been any reduction in rate. Why?

In 2020 there were greately reduced accidents and tickets given in Las Vegas, NV, however rates did not drop.  Why?

Your rates go up when a driver's risk goes up but nothing happens when everthing goes down. Why?


@RACmoney,I know it's hard when you have no accidents or tickets and your premium either stays the same or goes up at renewal. We are able to review your auto insurance with you in detail over chat or phone. Taking the time to do this with us will let us verify the information we have is up to date, including how you use your vehicle(s), double check savings too, and we can eve see if there are new options available. For example, many areas are able to utilize our SafePilot app, this app saves our insureds money on their premiums, the safer you drive the greater the savings, http://usaa.com/insurance/safedriving. Chat with us on our website>Contact Us>Ask USAA, or call us at 800-531-8722. Hours of Operation: Monday-Friday 6am-10pm CST, Saturday- 8am-8pm CST, and closed Sunday. ~Shawna

Shop around.  USAA can be beaten on everything they offer.  USAA is not the company it once was.  What has been intentionally done to USAA is a disgrace.