My auto insurance through USAA lapsed back in April & that was my first time ever being insured this company. Due to unexpected financial burdens, I have not been able to maintain proper coverage on my financed vehicle since then. My question is, would USAA reinstate my previous insurance policy if I talk to the right people or would it be a waste of time & I should just ask for a completely new policy?


Hello @Mageealexis13, thank you for the question on your auto policy. If a policy has lapsed we wouldn't be able to reinstate the policy once it has been over 10 days. We can issues and new policy and any unpaid premiums for the old policy would need to be cleared 1st before any new policy is issued. - Ralph