What does accident forgiveness actually mean? Does that mean if you report an accident and file a claim that your premiums will not increase?


@Dobb, Accident forgiveness stops a future accident from increasing your premium. This feature applies to only one at-fault accident per policy at a time. Please let us know if you have any additional questions! ~Danielle

How do I determine if I am eligible for accident forgiveness, and does it mean my premiums will not go up if I file a claim?

@Dobb, Please give us a call at 800-531-USAA (8722) or initiate a chat on usaa.com so we can take a look at your policy and make sure accident forgiveness is added to your coverage. ~Danielle

Hi @Dobb 

Moderation Note: I have combined your two posts with questions regarding accident forgiveness, in hope your wouldn't miss the responses from Danielle. Thank you!