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@COchump, I can see how frustrating premium increases can be and I appreciate you taking time to provide your thoughts. If we haven't done so already, we would appreciate the opportunity to do a review of your policies to verify we have the most up-to-date information and look for additional ways to save. Please reach out to us at your earliest convenience by calling our office at 210-531-USAA (8722) or via our click-to-chat option on our website. Once logged in, please proceed to your auto policy page. Next, select the Reach a Representative option. We take our members' comments seriously and I will provide your feedback to the appropriate area for review and consideration of future product enhancements. Thank you for reaching out. -Paula